Cheapest Car Insurance - 9 Ways To Save Money On Your Car Insurance Premium

Trying to get yourself the cheapest car insurance premium can be a pain, but is well worth the time and effort involved as the cheapest car insurance will give you cash savings year on year which will add up to a worthwile amount.

We have compiled 9 ideas that may help you get your car insurance premium down:

1. Install a car alarm and an immobiliser to your vehicle, this will not only help you get cheaper car insurance, but will also reduce the chances of your car being stolen.

2. Give as accurate a figure on the number of miles you do per year in your car to your insurance company.

3. When your car insurance company asks you what excess you would like, select the highest that you are comfortable with as this will get you the cheapest car insurance.

4. If you don't do many miles in your car each year, then you could consider agreeing to limited mileage insurance which covers you for a certain number of miles in exchange for cheaper car insurance.

5. If your car is getting old, then you might think about changing your car insurance from comprehensive to third party fire and theft insurance cover. This can substantially reduce your car insurance premium.

6. Shop around for a cheapest car insurance deal you can find and then go back to your existing car insurance provider and ask them if they would match or beat that insurance quote.

7. Pay for your car insurance premium in full when you take it out, instead of paying by installments as this usually costs you interest fees which are usually at a high interest rate.

8. You can save a good percentage off your car insurance premium by buying your car insurance online.

9. Some car insurance companies will lower your car insurance premium if you add a second person with a good record to your car insurance policy.