This American Express credit card
gives you up to 1% cashback with a typical variable interest rate APR 12.9%. You also get
online account access, an online fraud guarantee, travel accident benefit of up to
£50,000, refund protection, purchase protection, worldwide cash access of up to 20% of
your credit limit or £200 per 7 days (whichever is the lower). The way the cashback on
this American Express credit card is this, you get 0.5% cashback on the first £3500 you
spend in a 12 month period and then 1% cashback for every £1 you spend over £3500 within
a 12 month period. In order to be eligible to have an American Express Blue card you must
have an income of at least £20,000 per year.
