Barclaycard Visa Platinum Card - Benefits, Features & Interest Rate Details

The Barclaycard Visa Platinum card is only for people with good credit history and comes with 0% interest on balance transfers for the first 12 months, however there is a balance transfer fee of 2.5% when you make a transfer. You also get a 0% interest on purchases for 3 months. The typical interest rate on the Barclaycard Visa Platinum Card is 17.9% APR.

Benefits that Barclaycard give you with all their credit cards include:

1. Free Fraud Protection, which means that you will not be liable for any fraudulent use of your card, but you must of course keep your card, account and pin safe.

2. Free Purchase Delivery Protection, which gives you protection against new goods being damaged that you have delivered to your door (whether you have ordered the goods online, by phone or in the high street for home delivery) Please note however that it does not cover the goods once they have been delivered.

3. Free Barclaycard Secure, which gives you a way to make your online shopping even safer by allowing you to validate your transactions with a special password for your card.

4. Free 24 Hour Worldwide Assistance, when you are away from home, this gives you help replacing lost or stolen passport or travel documents, help with getting legal advice, help arranging flights to get you home as fast as possible, a phone based interpretation service, sending a message home for you and help getting an English speaking doctor.

5. Free Text Alert Service, which if you select to have the service, sends you out a text 5 days before a payment is due on your Barclaycard reminding you to make a payment, so you don't end up paying late payment fees.

6. Free Travel Insurance, which covers you (subject to certain conditions) for holidays that are for between 2 and 21 days which you book through Barclycard Travel Service.

If you would like to find out more about the Barclaycard Visa Platinum Card or to apply for one online, you can visit http://www.barclaycard.co.uk/products/apply/platinum.html